Build Process

At M&M Custom Construction, we believe building your dream home should be an exciting and enjoyable experience. Whether you want to modify one of our existing plans or design a completely custom home from scratch, we’ll partner with you every step of the way to bring your vision to life.

Pre-Contract Discussions

Your early decisions shape the entire building experience. That’s why we recommend:

  • Finalizing major floor plan changes before signing a contract

  • Discussing “dream items” up front so we can quote them accurately

  • Minimizing surprises with thoughtful allowance planning

Most model homes reflect standard allowances, but selections like tile, lighting, and flooring can vary greatly in cost. Every M&M contract includes a Miscellaneous Decor Allowance—a flexible credit used to help offset anticipated change order overages. Unused funds are credited at closing.

Common upgrades during selections with added costs:

  • Cabinet customizations

  • Tile (tile choice, tile size, mosaics, patterns, install height, niches)

  • Quartz (adding quartz backsplashes instead of tile)

  • Carpet (carpet and pad choice, patterned/berber carpet)

  • Electrical (light fixture choice, extra outlets/fixtures, specialty outlets/wiring, car chargers)

  • Plumbing (faucet choice, toilets, kitchen sink, onyx/acrylic)

  • Shower glass (upgrading design, glass style, protective coatings)

  • Additional trim items (built-in dressers, more floating shelves)

  • Paint finish upgrades

  • Additional concrete

  • Shingle upgrade

The Build Process

Our typical build takes 8–9 months, though timing can vary. Here’s the general construction timeline:

  1. Sign Contract

  2. Finalize Blueprint

  3. Secure Appraisal & Financing*

  4. Final Plan Review & Permit Filing

  5. Construction Begins!

*Customer preapproval letter for financing is required before a contract is signed. A commitment letter from the lender is required after the contract is signed.

Construction Milestones:

  • Basement staked, dug, poured, backfilled

  • Framing

  • Electrical, Plumbing & HVAC Rough-ins

  • Insulation & Drywall

  • Trim, Paint, and Finish Installations

  • Final Cleaning

Selections, Walkthroughs & Warranty:

  • You’ll receive a selection guide document at the beginning of construction to help you easily navigate selections and deadlines

  • We’ll schedule walkthroughs at key stages to confirm details

  • We’ll have a final walkthrough before closing to ensure your satisfaction

  • Before closing, we’ll provide a document with closing reminders and warranty info

  • We provide warranty service on specific items around your 1-Year Anniversary

Are We the Right Builder for You?

Finding the right builder is key to a smooth and enjoyable homebuilding experience—for both the homeowner and the builder. At M&M Custom Construction, we pride ourselves on high-quality results, clear communication, and a streamlined process. To help ensure we’re the right fit for you, here are a few things to know and agree to before signing a contract with us:

Upfront Planning Is Essential

We encourage homeowners to communicate as many desired features and floor plan changes as possible during the early stages—ideally before signing a contract. This allows us to provide accurate quotes and allowances, helping you avoid costly change orders or delays during construction. While you’ll still have options to further personalize your home along the way, it’s best to get your must-haves priced and included upfront.

Selections Will Be Made Through Our Trusted Suppliers

All selections will be made using our designated suppliers, and deadlines will be provided to keep the build on schedule. We’ll send clear instructions and support to guide you through the process once the build begins. Homeowners should contact us if they have questions throughout the selection process.

We Are Not a Cost-Plus Builder

If your goal is to see a detailed price breakdown of every item, shop materials independently, or negotiate pricing line by line, our process may not be the best fit. We do not build on a cost-plus basis. Instead, we work with trusted supplier partners who offer competitive pricing, quality products, and reliable service. As selections are made, we’ll run them against contract allowances and communicate any overages or credits clearly. You’ll have the opportunity to approve quotes or adjust selections as needed—without the stress of micromanaging every line item.

If you're looking for a builder who values communication, craftsmanship, and a well-organized process —we’d love to partner with you to bring your dream home to life!